Why use our
services for your debt problems?
By the time you visit our website you will no doubt
have been bombarded with offers of help from debt management
and loan companies. You may well have already refused
further finance by way of consolidation loans and you
may have already spoken to so-called debt advisors advising
you that they can restructure your debts for you so
that you make one lower monthly payment which is affordable
to you.
They may have already persuaded you that debt management
is the answer and you may be paying your debts under
such a programme. BEWARE this may not
be the right advice for you. There may well be a conflict
of interests arising between you and the debt management
company and you may not even be aware of it.
The way debt management companies make their profit
is by advising you that a debt management programme
is right for you. Whilst this may be correct some of
the time it is not always the case. You may have noticed
that whilst you have been paying your debts under a
debt management programme that the balances have not
decreased by the value of the repayments that you are
making. This is usually an indicator that debt management
is not necessarily the right advice for you.
There may be various reasons why your balances are
not decreasing. Firstly debt management companies may
not have been able to achieve the agreement from your
creditors that the interest charges have been frozen.
If this is the case you may well find that the repayments
you are making under the programme do not cover the
accruing interest and charges. If this happens over
a period of time far from getting out of debt, your
debts will get bigger.
Why are our services different?
- We are regulated by the Law Society in all the advice
we give you. We will advise you on what is right for
you.
- Our advice is independent and we will always advise
you on what is right for you and not what achieves
the highest return for us.
- Our professional advice is free and confidential.
If you are already on a debt management programme and
are concerned about whether you should be, please contact
us. We are the only call you need to make to check
whether you are spending your money wisely.
Complete our Debt
Questionnaire and we will contact you once we have
considered your circumstances. |
